The purchase created the biggest independent casualty/property agency in the state of Indiana. For more information regarding the APR contact your lender. Any specific provision in executed and filed by the undersigned, as an authorized person, to form a limited liability company under the Delaware Limited Liability Company Act (6 Del.C. Green Tree Servicing and Ditech Mortgage Corp. - merge, become ditech, a Walter company Green Tree Servicing - close . PitchBooks non-financial metrics help you gauge a companys traction and growth using web presence and social reach. Greentree-financial.com is not a lender and we do not check your credit standing and credit capacity. Not only did the company's stock fall about 15 percent upon announcement of the acquisition agreement, but it continued to drop; from a high of $58.12 a share in April 1998, Conseco stock dropped to about $20 a share in late 1999. Loan fees and interest rates are determined solely by the lender or lending partner based on the lenders or lending partners internal policies, underwriting criteria and applicable law. Despite a few unwise choices, Conseco was recognized for its highly conservative approach to investing. In 1989, for instance, Conseco invested in a powdered drink mix developed by an Indiana doctor. We help people get quick loans through our easy and convenient loan process, so you dont have to fret over it anymore. For more information, please contact the lender directly if you have any issues relating to your loan repayment. It also moved much of its Lincoln subsidiary from Kentucky. St. Paul-based Green Tree Financial Corp. agreed to be acquired by Conseco Inc., an insurance company based in Carmel, Ind., in a stock swap valued at $6.44 . The company's stock had returned an average of 39 percent a year since becoming a public company in 1985. Annual Renewal. Visit Website. FOLLOWING DOCUMENTS HAVE BEEN CERTIFIED: CERTIFICATE OF INCORPORATION, FILED THE FIFTH DAY OF DECEMBER, A.D. 1994, AT 4:30 Don't believe that rhetoric crap about foreclosing after 30 day. Because manufactured housing loans are classified as "sub-prime," the interest rates are very high-as much as 200 to 400 basis Although many insurers suffered severe setbacks during the U.S. recession and experienced staggering declines in the value of their portfolios, Conseco swelled its asset base to $11.8 billion and doubled its workforce to almost 1,100. If you borrow $2500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219.79 each month. CERTIFICATE OF FORMATION, FILED THE NINTH DAY OF JUNE, A.D. 2003, AT 1:34 OCLOCK P.M. They said know give it a few days a call back. Not sure if you can do it this way, but without even before consideringt the poor performance of green tree, the stock should drop anyway: Since around 50% of the new company is owned by green tree, lets assume the new holders have the same number of shares. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. October 08, 2004, 1:32 p.m. EDT 1 Min Read. Green Tree Financial never want you to feel stuck with a solution you could regret; so we step out of the way and let you explore, evaluate, and decide for yourself. Since Green Tree Financial is not involved in the lending process, we can not deliver any specifics about the APR you will be offered. -Conseco Finance Servicing Corp.-GE Capital Consumer Card Co-GE Capital Retail Bank . Choice is good. (any)-ATV, off-road vehicle . On average, the company acquired a target every 6 months. The undersigned, Brian F. Corey, Corporate Secretary of Green Tree Financial Servicing Corporation, a Delaware Corporation (the "Corporation"), hereby certifies that the following Resolutions were duly approved by Written Action of the Sole Stockholder and Board of Directors of the Corporation dated September 15, 1999, pursuant to Section . Conseco subsequently severed its relationship with Merrill Lynch, which had handled Conseco's initial public offering. Multi Location Business. Continuing on its acquisition splurge, Conseco entered into agreements to merge with Kemper Corporation, an insurance company much larger than Conseco, for about $2.6 billion. Currently there are around 7 b/57.7= 121m shares, To have an equal number of shares after the merger, there would have to be 132m shares of green tree (132/.9165). The Problems with the deal structure:You need to log in to access the rest of the page. Secretary of the Corporation is hereby directed to make and execute a Certificate of Ownership and Merger setting forth a copy of the resolutions to merge said Merging Subsidiaries into the Corporation and assume their liabilities and obligations, The process is super fast and simple. Any repeal or modification of the foregoing provisions of this article by the stockholders of the corporation shall not adversely affect any I need your input. AT&T Considers Electronic Home Security Business. Green Tree deal was much larger than Consecos previous deals. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. Loan renewal options are not always available. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. CERTIFICATE OF MERGER, FILED THE THIRD DAY OF DECEMBER, A.D. 2012, AT 12:46 OCLOCK P.M. AND I DO HEREBY FURTHER CERTIFY THAT THE AFORESAID CERTIFICATES ARE THE ONLY CERTIFICATES ON RECORD OF THE AFORESAID LIMITED LIABILITY By the end of the year the company's asset base had increased to $102 million. Both companies are owned by Walter Investment Management Corp. Ditech was acquired by Walter Investment Management from Ally Financial, formerly GMAC-ResCap, in March 2013. In 1998 Stephen Hilbert received about $69.7 million in compensation. By 1989, Conseco's assets were valued at $5.2 billion. The Company's most targeted sectors include business services (29%) and marketing (29%). Not only did Conseco launch a major advertising campaign pushing the company as the 'Wal-Mart of financial services,' but it also sponsored the Indiana Pacers basketball team and the Conseco Fieldhouse, an 18,500-seat facility that opened in late 1999. Stephen Hilbert demonstrated his confidence in the company by acquiring more than 638,000 shares in October 1999, pushing his total stake in Conseco to 10.4 million shares. An official website of the United States government. Financial Services. Importantly, the company had eliminated much of its debt burden by 1994. constituent limited liability companies. November 08, 2005, 2:00 a.m. EST 3 Min Read. As such, it captured over 25 percent of that business by 1993. Hilbert moved his main personal office to New York, where he planned to direct Conseco's CCP II. Conseco Inc., a major provider of life and health insurance, agreed to acquire Green Tree Financial Corp., a subprime-market lender best known for financing mobile . The Green Tree acquisition stirred up numerous questions, including whether Conseco had too much debt and whether Green Tree, which had a past of dubious accounting practices, was growing too rapidly--25 to 30 percent a year--and providing loans to high-risk borrowers. The Conseco organization continued to add value to its holdings in the early 1990s and to achieve success with both CCM and CCP. Regardless, Greentree-Financial.coms service is always free to you. FURTHER Green Tree was Conseco's first acquisition not related to insurance, and it was also the largest of Conseco's acquisitions--Conseco reportedly paid about $6 billion in stock for Green Tree. I received the checks with in 2 weeks. Please Log in or Register now.Subscriptionsstart at only $7/month. FURTHER RESOLVED, there being upon the effective date of the merger no other shareholders besides Green Tree Financial name and mailing address of the incorporator is: GREEN TREE FINANCIAL CORP. MISSISSIPPI, GREEN TREE FINANCIAL CORP. NORTH CAROLINA, and. Price Paid Before the deal share price of Conseco & Green Tree was $ 58 & $ 29 respectively and it is mentioned that Green Tree requires $ 1B in the next years, it shows that either condition of Green Tree is poor or there is huge growth opportunities in home finance market. I ask them to send my two separate checks, one for the mortgage payoff and other for a 1033 Tax Deferred Exchange. Whether you are interested in a new home, remodeling or refinancing your current home, or consolidating your credit card debt, we will work . The Green Tree Financial website is fully mobile optimised so you can manage your application process from anywhere. The .gov means its official. Case Interview Questions #00023: Your client Conseco Inc. (NYSE: CNO) is a large financial services company based in Carmel, Indiana. You were hired by the CEO of Conseco to explain this dramatic drop in the share price and to suggest a course of action. It's their baby.'. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. Hilbert's strategy seemed relatively simple to most observers: purchase troubled insurance companies with potential and increase their value by turning them around. Although the two companies merged to form one holding company late in 1983, internal operations still reflected Hilbert's original concept. As Conseco increased its value and expanded its asset base, suspicions about its performance began to wane in 1993 and 1994. In 1992, just ten years after starting his business, Hilbert was one of the highest paid executives in the United States. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. Dallas, TX 75225. The bylaws made by the directors may be amended, altered, changed, added to or repealed by the stockholders. the Delaware General Corporation Law (8 Del.C. At the end of 1996 Conseco made two more acquisitions--American Travellers Corp. for $880 million and Transport Holdings, Inc., for $228 million. The corporation originates, pools, sells, and services manufactured home loans using a vehicle known in the industry as conditional sales contracts. 3d 187, 190 (Fla. 2d DCA 2016). To house its expanding staff and operations in Carmel, Conseco built a 40,000-square-foot data processing center in 1990. On August 31, 2015, Green Tree Servicing became ditech, a Walter company. 3d at 930. Industry Coverage: Financial Services; Insurance: Life & Health. It also agreed to commit $5 million in 1993 to Rick Galles Racing, an Indy Car racing team in which Conseco owned a 33 percent share. Almost everything can be completed online. Annual Percentage Rate (APR) for Green Tree Financial represents the annualized interest rate that you are charged for borrowing. A total of 1 acquisition came from private equity firms.. CNO Financial Group's largest acquisition to date was in 1998, when it acquired Green Tree Financial for $6.4B. If another company can offer a solution you feel better about, you should take it. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. Also in 1992, CCP shelled out $600 million to acquire Bankers Life and Casualty Co., one of the nation's largest writers of individual health insurance policies. Both companies are owned by Walter Investment Management Corp. Ditech was acquired by Walter Investment Management from Ally Financial, formerly GMAC-ResCap, in March 2013. SIXTH: A copy In 1995 Conseco formed a new division, Conseco Global Investments, and purchased the remaining shares of CCP. 1400 Turbine Dr # 200. of the Merger Agreement will be furnished by the Surviving Entity on request, without cost, to any member of the Constituent Entities. THE EFFECTIVE DATE OF THE AFORESAID CERTIFICATE OF AMENDMENT IS THE FIRST DAY OF NOVEMBER, A.D. 1999. Looking for legal documents or records? Please be aware that missing a payment or making a late payment can negatively impact your credit score. With Greentree-financial.com you can accelerate the lending process, and receive the funding you need in as little as one business day. In 1998 Conseco placed additional effort on building brand awareness. Green Tree Servicing is merging with Ditech Mortgage Corp., the companies recently announced. Save my name, email, and website in this browser cookies for the next time I comment. Well GreenTree Financial went bankrupt and their accounts were taken over by Conseco Financial. Every day, new opportunities emerge around M&A and we help professionals of all types comb through transactions, investors, and corporate acquirers via an easy-to-use web database that is accessible to anyone. In December of that year Hilbert's two holding companies were merged under the name Conseco, Inc. With about 25 employees and assets worth $3 million, Conseco substantially improved the performance of its two acquisitions during 1983 and 1984. Green Tree is a financial services corporation that originally specialized in lending money on house trailers, referred to as "manufactured housing," although it later diversified into other kinds of lending. a major provider of life and health insurance, agreed to acquire Green Tree Financial Corp., a subprime . Green Tree Financial Corporation is the only company in the United States to specialize in manufactured home loans. FURTHER RESOLVED, that the officers of the Corporation are hereby authorized to take all other actions as they deem Please Read Carefully. According to Green Tree's announcement, the full legal name of the merged company will be Ditech Financial LLC. Conseco reorganized and caught its breath in 1988. By consolidating our Green Tree and Ditech brands under [one name] and enhancing focus on the use of technology, we will drive efficiencies through the reduction of duplicative functions and cost structures and become a stronger, more unified end-to-end mortgage company, Mark J. O'Brien, chairman and CEO of Walter Investment Management, said in a statement as part of the company's fourth quarter 2014 earnings report. The registered office of this corporation in Delaware is 1209 Orange Street, Wilmington, Delaware, New Castle County, and the name of its CCP was then merged into Conseco, and Beneficial Standard Life Insurance and Great American Reserve Insurance, both subsidiaries of CCP, became subsidiaries of Conseco. In March 2014, the company resumed originating loans using the Ditech name. It has also divested 1 asset. FOURTH: The merger is to become effective on 01/01/2012. Green Tree Servicing Corp., a corporation formed under the laws of the State of Delaware, hereby consents to the formation of Green Tree Its goals for 1994 included increasing its assets under management by 30 percent. The company grew quickly during the 1980s and 1990s through some 40 acquisitions. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score. HMDA Reporting Code Type of Purchaser - Code 7, Life Insurance Company, Credit Union, Mortgage Bank, or Finance Company . A total of 5 acquisitions came from private equity firms.It has also divested 16 assets.. Textron's largest acquisition to date was in 2013, when it acquired Beechcraft for $1.4B.It's largest disclosed sale occurred in 1999, when it sold Avco Financial Services to Associates First Capital for $3.9B. Pursuant to Section18-209 of the Delaware Limited Liability Company Act (the DLLCA), the undersigned hereby certifies In fact, it experienced stellar growth during 1992 and 1993. Merger. Green Tree owned approximately 50% of the company created by the Merger & Acquisition transaction. 20 May 1994. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where Greentree-Financial.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. However, Conseco's headquarters remained in Carmel, and Hilbert planned to sustain his active management role there. The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. This time, however, he was looking for seed capital to fund his business startup, Security National of Indiana Corp. This website is not an offer to lend. Youre viewing 3 of 5 executive team members. Another cancer insurance provider, Capitol American Financial Corp., was purchased by Conseco for $696 million in March 1997. Green Tree Financial Servicing Corporation, a Delaware corporation, hereby certifies that on December21,1994, the board of directors of Green Tree Financial Servicing Corporation duly adopted by written action the resolution attached hereto as Updated Apr 12, 1998, 11:00pm CDT. Greentree-Financial.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Article 1 of the Certificate of Incorporation of the Corporation shall be amended to read as follows: The name of this corporation is Conseco Finance Servicing Corp. FURTHER RESOLVED, that the effective date of this Amendment, as described above, shall be November1,1999. SECOND. Hilbert could not understand why industry insiders continued to hold reservations about Conseco. Business Profile for Green Tree Financial Corporation. 1 Feb 1995. Principal Subsidiaries: Bankers Life and Casualty Company; Conseco Annuity Assurance Company; Conseco Direct Life Insurance Company; Conseco Health Insurance Company; Conseco Life Insurance Company; Conseco Life Insurance Company of New York; Conseco Medical Insurance Company; Conseco Risk Management, Inc.; Conseco Senior Health Insurance Company; Manhattan National Life Insurance Company; Pioneer Life Insurance Company; United Presidential Life Insurance Company; Washington National Insurance Company; Conseco Capital Management, Inc.; Conseco Variable Insurance Company; Conseco Fund Group; Conseco Finance Corp. The company's stock decline also led to a deficit of collateral on company-guaranteed loans used by Conseco executives to purchase Conseco stock. In contrast to CCP, the new partnership was designed to focus on the acquisition and improvement of larger companies valued at $350 million to $1.5 billion. When viewing a listing, consider the state advertising restrictions to which lawyers and law firms must adhere, as well as our FindLaw.com Legal Directory disclaimer. September 2, 2015, 6:05 pm By Ben Lane. 1. Win whats next. When Conseco went hunting for acquisition candidates, it looked for organizations with sound asset portfolios. Green Tree Financial let you explore, evaluate, and decide what is right for you. To form a corporation pursuant to the Delaware General Corporation Law, the undersigned hereby certifies as Loan losses at Green Tree, in addition to other missteps, drove Conseco to file for bankruptcy in 2002. The company, after 20 years in business, had grown tremendously--Conseco's total managed financial assets expanded from $8.2 billion in 1988 to $87.2 billion a decade later. Green Tree Financial has acquired 0 companies of its own. CERTIFICATE OF OWNERSHIP, FILED THE TWENTY-THIRD DAY OF DECEMBER, A.D. 1994, AT 12 OCLOCK P.M. AND I DO HEREBY FURTHER CERTIFY THAT THE EFFECTIVE DATE OF THE AFORESAID CERTIFICATE OF OWNERSHIP IS THE FIRST DAY OF JANUARY, A.D. 1995. Conseco Loan Finance Company is engaged in the business of financing the purchase of manufactured homes. The arrogant Customer Service representatives, an accounting department that provided the customer with monthly statements which never contained figures. Green Tree is one of the largest mortgage servicers in the United States, helping thousands of borrowers and homeowners manage their assets and accounts. Some lawyers publish comparative information regarding the services that they . Although Hilbert admired the muscle of Aetna and its corporate counterparts, he was frustrated by their lack of innovation. But people want to understand their financial choices and trust them. Following the acquisition, Ditech operated under the name Green Tree Servicing for regulatory and licensing reasons. Conseco share price before the acquisition was $57.7. Conseco acquired the remaining 63 percent interest in American Life in September 1996. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. If the Delaware General Corporation Law is hereafter amended to authorize any further limitation of the liability of a director, then the If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. There may be huge cultural mismatch occurred between the 2 organization and due to this full synergy could not be obtained & Green business growth prospect could not achieved which impacted the business of Conseco also and ultimately company could not avoid chapter 11 bankruptcy. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments. About 3 days later I called backRead more , Green Tree Servicing Merging With Ditech Mortgage. Your lender will specify their collection practices in your loan agreement. Then, in May, Conseco paid $505 million to acquire Pioneer Financial Services, Inc., a provider of life and health insurance products. PRESS RELEASE: National Mortgage Servicing Company Will Pay $63 Million to Settle FTC, CFPB Charges, Stephanie T. Nguyen, Chief Technology Officer, Federal Trade Commission and Consumer Financial Protection Bureau, Plaintiffs v. Green Tree Servicing LLC, Defendant, Competition and Consumer Protection Guidance Documents, HSR threshold adjustments and reportability for 2023, A Century of Technological Evolution at the Federal Trade Commission, National Consumer Protection Week 2023 Begins Sunday, March 5, FTC at the 65th Annual Heard Museum Guild Indian Fair & Market - NCPW 2023, Complaint for Permanent Injunction and Other Relief, Stipulated Order for Permanent Injunction and Monetary Judgment, National Mortgage Servicing Company Will Pay $63 Million to Settle FTC, CFPB Charges. Find the resources you need to understand how consumer protection law impacts your business. In 1982, Hilbert acquired his first life insurance company, Executive Income Life Insurance Co., for $1.3 million. Typically, APRs for personal loans range from 4.99% to 450%, APRs for cash advance loans vary from 200% to 1386%, and APRs for installment loans range from 6.63% to 225%. 'We are going to stay away from food and beverage.' Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. Once you submit your request, get your offer, and e-sign it, youll be able to get the funds to your bank account in no time! (d)for any transaction from which the director derived an improper personal benefit. Source: International Directory of Company Histories, Vol. Read More . In the event of non-payment, additional charges may be applied. If you require any further information, please do not hesitate to contact us. Stipulated Order for Permanent Injunction and Monetary Judgment (464.87 KB) PRESS RELEASE: National Mortgage Servicing Company Will Pay $63 Million to Settle FTC, CFPB Charges . Despite Hilbert's insistence that Conseco's success reflected a commitment to sound business practices, skepticism continued. Conseco buying Green Tree. We see them around but we don't know what goes on behind the scenes. 19 Apr 1995. I had a property that was destroyed in the Dec. 26th Tornado and the Safeco Insurance totaled it. Select 'Green Tree Servicing LLC - Business Lending' and choose either 'Add New Sponsoring Lender Relationships' or . Get the full list, To view Green Tree Servicings complete investments history, request access, Morningstar Institutional Equity Research. File a Complaint. I hate where our stock price is, but I cannot control the market. Because none of Green Tree's purported predecessors had standing to foreclose at the inception of the case, the trial court erred by finding that Green Tree acquired standing to foreclose. Rapid Growth: Mid-1980s Through the Early 1990s. 2023 greentree-financial.com All rights reserved. In 1996 the company was named to the Fortune 500, and in 1997 Conseco was added to the S & P 500 Index. Access funds when needed. Entering 1992, the company was valued at over $800 million. A year after Green Tree needed an additional investment of $1B. Continued gains in the value of Conseco holdings combined with the success of CCP investments resulted in dynamic growth during 1990 and 1991. This service is not available in all states. Green Tree Financial help our customers find payday loans and cash loans in the US with a large panel of lenders. The undersigned being all of the directors of Green Tree Financial Servicing Corporation (the Corporation), a Delaware This Green Tree Servicing LLC, the manufactured housing lender and servicer formerly owned by Conseco Inc., continues to rebuild its operations by sifting through the wreckage of the manufactured housing market. 1. without cost, to any member of the constituent limited liability companies. As such, it captured over 25 percent of that business by 1993. Learn more about your rights as a consumer and how to spot and avoid scams. Assistant Secretary, this 21st day of December, 1994. This article shall not eliminate or limit the liability of a director for any act or omission occurring prior to the effective date of this article. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. It appears that neither one of these companies had a clue of operating a Mortgage business. Important Disclosures. Recently Acquired Financial Services Companies, Recently Sold Financial Services Companies, Recently Acquired United States Companies, M&A research that takes seconds (not all afternoon), Better understand your customers and prospects. Entering the mid-1990s, Conseco was poised for continued growth. It also markets insurance products to various customers. and the date of adoption thereof, and to cause the same to be filed with the Secretary of State of Delaware and a certified copy recorded in the office of the Recorder of Deeds of New Castle County and/or any other appropriate County and to do all Almost everything can be completed online - from completing your application to signing your credit agreement. Selling the home and Green Tree Financial Servicing lien still on Title GetHuman-wksaglaw's customer service issue with Green Tree Servicing from May 2020. The merger was actually . Based on the info you provide, we match you with the right loan offer to meet your needs. ', As detractors waited for Conseco's money machine to disintegrate in the early 1990s, Hilbert clung to his original guiding principles. It purchased Lincoln Income Life Insurance Co. and Bankers National Life Insurance Co. for $32 million and $118 million, respectively. Importantly, though, Hilbert also searched for insurers that were inefficient and bloated with excess personnel. Consent to Use of Name. Green Tree Servicing General Information. Regardless, Greentree-Financial.coms service is always free to you. Privacy Policy. Late payment penalties vary by lender, and as Green Tree Financial is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. It moved the balance of the operations from its largest purchase, Bankers National, to its ballooning Carmel headquarters. By slashing the fat and inefficiency out of his new purchase, Hilbert was able to return the ailing insurer to profitability after only one year. Copy of original HUD-1 statement and Promissory Note. Public Company Incorporated: in 1975 as Green Tree Acceptance Inc. Employees: 2,000 Revenues: $366.7 million Stock Exchanges: New York Pacific SICs: 6153 Short-term Business Credit; 6159 Miscellaneous Business Credit Institutions GREENTREEFINANCIALSERVICINGCORPORATION. Conseco Risk Management acquired Wells & Company, which offered casualty and property insurance products. CEO William J. Shea said the company has achieved a major step toward what it set out to do in August, and the agreement in principle should significantly speed up the restructuring process. Green Tree Financial is charging higher interest rates than Conseco. Agreement), by and between each of the Constituent Entities with respect to the merger herein certified has been approved and executed by each of the Constituent Entities in accordance with the DLLCA.
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